A modern banking solution that allows you to earn interest while enjoying the convenience of direct deposit or automatic payments, discover the features of Direct Interest Checking!
- Competitive Interest: We understand the importance of making your money work for you. With Direct Interest Checking, you can earn competitive interest on your account balance, ensuring your funds grow steadily over time. Watch your savings flourish with our attractive interest rates.
- No Minimum Balance: We believe in flexibility and removing unnecessary barriers to banking. Direct Interest Checking has no minimum balance requirement, allowing you to access the benefits of interest-earning checking without worrying about maintaining a specific balance. Whether you have a little or a lot, you can enjoy the advantages of our account.
- No Monthly Service Charge: At Peoples Bank, we want you to have control over your finances. Direct Interest Checking comes with no monthly service charges, ensuring you can keep more of your hard-earned money. Focus on growing your savings without any recurring costs.
- FREE Peoples Bank Mastercard® Debit Card: We print your debit card right at the bank!
- FREE Online Banking: Manage your accounts, track transactions, and pay bills conveniently through our secure online banking platform.
- FREE Mobile Banking with Mobile Deposit: Access your accounts and deposit checks on the go with our user-friendly mobile banking app.
- FREE Bill Pay: Pay your bills easily through Peoples Bank Online & Mobile Banking.
- FREE E-Statements with Online Check Images: Access your statements online.
- FREE Thank You Gift for opening a new personal checking account.
- BUY BACK of your debit cards and unused checks from another financial institution.
Experience the Convenience of Direct Deposit and Automatic Payments
Direct Interest Checking offers you the convenience of direct deposit and automatic payments. Set up direct deposit with your employer or receive recurring payments directly into your account. You can also schedule automatic payments for bills, loans, and other financial obligations, making your financial management effortless and streamlined.
Embrace Modern Banking with Peoples Bank
At Peoples Bank, we are committed to providing modern banking solutions that align with your lifestyle. With Direct Interest Checking, you gain access to our state-of-the-art online and mobile banking platforms, allowing you to manage your finances anytime, anywhere. Experience the ease of transferring funds, checking balances, and monitoring transactions with just a few taps or clicks.
Join Peoples Bank Today
Open a Direct Interest Checking account with Peoples Bank and start earning interest while enjoying the convenience of direct deposit or automatic payments. Benefit from competitive interest rates, no minimum balance requirement, and no monthly service charges.
Experience banking the way it should be with Peoples Bank. Contact us or visit any of our 10 bank locations in Northwest Iowa, Southwest Minnesota, and Southeast South Dakota to open your Direct Interest Checking account and take a step towards a brighter financial future.
Minimum opening deposit is only $25. Ask us for details. Bank rules and regulations apply. Other fees such as overdraft paid and overdraft returned fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Dormant Accounts – Accounts with daily ledger balances below $1,000 will be charged $2.50 per month if dormant for one year or more. Rate Information – This is an interest-bearing account. The interest rate and annual percentage yield (APY) will depend on daily balance. The interest rate and APY may change. Interest will begin to accrue the business day we receive credit for the deposit of non-cash items (i.e. check). Rate Information – This is an interest-bearing account. The interest rate and annual percentage yield (APY) will depend on daily balance. The interest rate and APY may change. Interest will begin to accrue the business day we receive credit for the deposit of non-cash items (i.e. check). Fees may apply for debit card design upgrade. You may be charged an ATM service fee from an institution outside of the Peoples Bank or Privileged Status Networks.
