Peoples Bank Blog

Welcome to our blog!

Enjoy our collection of valuable financial information and educational resources designed to help you. Browse our articles to learn more!

Featured Post
stocking hat and scarf around a small knit home
Nov 14, 2024

Winterizing Your Home

By Scott Mantel, Peoples Insurance Manager

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Seeking financial solutions? Discover a range of articles that cater to your unique needs!

Retirement
welding
Nov 14, 2024

How Your 401(k) Works

By Lee Rozeboom, Wealth Management Group Account Specialist
Insurance
Nov 8, 2024

Disaster Preparedness Tips for Homeowners

No one wants to imagine the worst. But unfortunately, it happens and sometimes, you might be impacted by that. Natural...
Identity Protection
older woman looking at cell phone and bills
June 14, 2024

Protecting Our Seniors: Understanding and Preventing Elder Financial Abuse

By: Bonita Van Otterloo, Marketing Officer
Every Day Life
man and woman looking at tablet
May 20, 2024

Prequalification: How to Navigate the Early Mortgage Application Process

By: Cindy Eshuis, Sr. Mortgage Loan Officer - NMLS# 441579
Retirement
couple on a beach at sunset
Apr 23, 2024

How to Redefine Your Retirement in Your 50s

By: David McAlpine, Senior Wealth Management Group Officer
Finance Tips & Budgeting
Two women drinking coffee in restaurant
Apr 3, 2024

Financial Freedom at 25

Creating a solid financial plan is crucial to achieving one’s financial goals. It’s advantageous to start planning early to increase...
Finance Tips & Budgeting
Family blowing bubbles outside
Apr 3, 2024

Family Finances: Ensure Your Family's Future

Every life event presents new challenges. Perhaps, none more so than parenthood. In addition to being responsible for the upbringing...
Finance Tips & Budgeting
Three generations of a family in living room
Jan 4, 2024

How to Save Money in 2024: the 52-week Money Challenge

That’s why we’ve introduced the 52-Week Money Challenge, a unique and structured approach to help you set aside over $1,000...
Life Stages
college students with laptops
Aug 22, 2023

How to Avoid Common Financial Pitfalls as a College Student

By Jessica Grems, Retail Banker
Finance Tips & Budgeting
woman painting a wall
June 30, 2023

Maximize Your Renovation Budget

For many Americans afraid to lose their current low mortgage interest rate or compete in a tight housing market, home...
Identity Protection
Woman using phone in living room
June 29, 2023

Don't Fall for the Scam: Peoples Bank Guide to Identifying Fraudulent Offers

By: Bonita Van Otterloo, Marketing Officer
Finance Tips & Budgeting
man looking at cell phone
June 16, 2023

Comparing Fixed-Rate and Adjustable-Rate Mortgages: What You Need To Know

By: Cindy Eshuis, Sr. Mortgage Loan Officer - NMLS# 441579
Finance Tips & Budgeting
Man using tablet in living room
June 1, 2023

What You Need to Know About Trigger Leads and How to Opt Out

If you’ve ever applied for a new credit card or loan, you may have started receiving calls, emails, or physical...
Ag & Business
woman making coffee at a coffee shop
Apr 4, 2023

How Peoples Bank Can Help You Jumpstart Your Business

By Brian Richter, Senior Business Banking Officer
Finance Tips & Budgeting
man and woman looking at bills
Apr 3, 2023

5 Financial Habits that are Holding You Back

In tough economic climates, when consumers face obstacles from record high interest rates to rising costs of living—especially for rural...
General
Main Street
Mar 27, 2023

Common-Sense Community Banks Distinct from Silicon Valley Speculators

By Al Vermeer, Peoples Bank CEO
Finance Tips & Budgeting
mom, dad, and daughter looking at cell phone
Mar 21, 2023

How to Choose the Right Checking Account

By Jessica Grems, Personal Banking Officer, NMLS# 1216942
Every Day Life
man and woman painting wall in house
Mar 7, 2023

Answers to Common HELOC Questions

By Jeff Elgersma, Mortgage Loan Officer, NMLS# 1446049
Retirement
group of older people
Feb 28, 2023

A Financial Guide to Retirement

By David McAlpine, Senior Wealth Management Group Officer
Finance Tips & Budgeting
Grandmother and grandson talking on park bench
Feb 21, 2023

The Beginner's Guide to Building CD Ladders

With the Federal Reserve’s interest rate hikes in response to inflation, it may be more expensive to get a mortgage,...
Identity Protection
Young family playing in living room
Feb 16, 2023

5 Tips for Using Your Debit Card Securely

Debit cards offer convenience, but they must also be used wisely to protect your data and checking account from fraud....
Identity Protection
African-American man looking at cell phone in a dark room
Jan 24, 2023

Tips to Protect Your Financial Information

In recognition of Data Privacy Week, Peoples Bank and the Independent Community Bankers of America (ICBA) are reminding customers of...
General
Iowa lake at sunset
Jan 23, 2023

2023 State of the Market: Leveraging Data

By David McAlpine, Senior Wealth Management Group Officer
General
Senior couple dancing in kitchen
Jan 13, 2023

Overview of SECURE Act 2.0

By David McAlpine, Senior Wealth Management Group Officer
Finance Tips & Budgeting
smiling woman looking at laptop
Jan 13, 2023

6 Things to Do Before Meeting with Your Financial Advisor

By David McAlpine, Senior Wealth Management Group Officer
Finance Tips & Budgeting
Smiling woman sitting at table with a latte
Jan 12, 2023

How to Find a Financial Advisor if You're Under 30

Do you really need a financial advisor if you're under 30? Many young adults find themselves questioning the necessity of...
Retirement
Grandmother and grandson talking on park bench
Mar 24, 2022

How an IRA Can Help You Prepare for Retirement

By David McAlpine, Senior Peoples Bank Wealth Management Group Officer
Agriculture
farm
Sep 15, 2021

Farm Management - Tenant & Lease Selection

By Brad Van Heuvelen, Executive Wealth Management Group Officer
Finance Tips & Budgeting
man and woman who just got married
May 27, 2021

The Complete Financial Guide for Future Newlyweds

By Jessica Grems, Personal Banking Officer, NMLS# 1216942
Insurance
Hands working under a car
Mar 24, 2021

5 Spring Car Maintenance Tips

By Scott Mantel, Peoples Insurance Manager
Retirement
Happy Hispanic woman looking at laptop
Mar 8, 2021

How to Start Your Retirement Plan

By David McAlpine, Senior Wealth Management Group Officer
Retirement
Man and woman looking at papers
Jan 27, 2021

7 Tips to Save for Retirement

By David McAlpine, Senior Wealth Management Group Officer
Insurance
snow-covered roads
Dec 30, 2020

Stay Safe on the Winter Roads

By Scott Mantel, Insurance Agency Manager
Finance Tips & Budgeting
putting air in a tire
Dec 1, 2020

Tips For Building Your Emergency Savings

Nearly 27% of Americans have no emergency savings to help them weather a loss of income or other financial issue.

*Investment & insurance products are not FDIC insured, not a bank deposit, not guaranteed by the bank or any U.S. Government Agency and principal may lose value.