Annuities are a type of insurance product you invest in that can provide you with various return and/or income payment options. Peoples Financial can help you determine if an annuity is right for you and your situation.
Primary types of annuities
- Deferred: Your money will be invested until you are ready to receive payments or you can take a lump sum distribution at maturity.
- Immediate: An option for people who want to receive payments soon after they invest in the annuity.
Peoples Financial offers access to the following annuity types
- Fixed Annuities: Provides a guaranteed rate of return during the annuity’s contract period.*
- Index Annuities: Annual growth is tied to a stock market index instead of an interest rate. These products can have floors and/or ceilings, which can allow you to limit your downside risk associated with the stock market.
- Variable Annuities: Annual growth is tied to the performance of your chosen investments.
Why Choose Peoples Financial?
Our Osaic Institutions Consultants with Peoples Financial have the experience to help you determine if an annuity is the right solution for your goals and objectives. To learn more or discuss how our team can help you, fill out the Quick Contact form or give us a call at (712) 722-0100.
*All guarantees are by the issuing insurance company and are subject to the claims paying ability of the insurance company.