Mortgage Refinancing

Refinancing is typically available on mortgages that have been held for four months or more. Applicants with a good credit history and high credit score will benefit from the lowest interest rates. Peoples Bank is proud to offer our customers a quick and simple online Mortgage Refinance application. Visit our online Mortgage Center to get started.

There are two great ways to refinance your mortgage with Peoples Bank. Chances are you’ve paid down the principal on your home loan during your first mortgage. You can now take out a new loan for just the amount you still owe on the house, or you can take out a new mortgage using the full market value of your home. If you decide to finance the full value of your home, you’ll “cash out” the equity you built on your last mortgage. Mortgage Refinancing can help lower your monthly payment, shorten the life of your loan, or put money in your pocket. Contact us to figure out the best refinancing option for your needs!

Do you have questions regarding the home loan process? We've compiled some Frequently Asked Questions to help! Click the button below to learn more!

Peoples Bank is proud to provide our customers with a knowledgeable lending team, who cares about you. As your hometown bank, we provide a variety of loans to help enrich and support our communities. We’re dedicated to our communities and look forward to helping you achieve your dreams. Stop by one of our ten convenient locations or contact us today!