At Peoples Bank, we pride ourselves on delivering exceptional customer service, building strong relationships with our customers and communities, and being an active part of our local communities. We understand the unique needs of businesses like yours, which is why we're excited to offer our Simply Free Business Checking account. With straightforward features and a commitment to your success, this account is designed to help your business thrive.
Fuel your business growth with a Checking Account
A business checking account is a vital tool for managing your finances and achieving your business goals. By opening a Simply Free Business Checking account with Peoples Bank, you can:
- Simplify Financial Transactions: Streamline your day-to-day financial activities with a dedicated checking account. Easily track your income and expenses, pay bills, and manage your cash flow.
- Build Credibility: Demonstrate professionalism and credibility to your customers, suppliers, and partners by using a dedicated business checking account for all your financial transactions.
- Access Convenient Banking Services: Enjoy the convenience of online banking and mobile banking, giving you 24/7 access to manage your accounts, view statements, and perform transactions whenever and wherever you need.
- Minimize Costs: With no minimum balance requirements and no monthly service charges, our Simply Free Business Checking account helps you keep more of your hard-earned money in your business.
- Hassle-Free Cash Deposits: Deposit up to $10,000 in currency per month without any charge, making it easier to handle your cash-based transactions.
Features: The power of Simply Free Business Checking
- 1,000 FREE Monthly Transaction Items: Process a high volume of transactions without incurring additional charges.
- No Minimum Balance: Focus on growing your business without worrying about maintaining a minimum balance.
- No Monthly Service Charge: Keep more of your profits by eliminating monthly service fees.
- Up to $10,000 Currency Deposited per Month FREE: Deposit cash hassle-free, without worrying about excessive fees.
- FREE Peoples Bank Mastercard® Debit Card: We print your debit card right at the bank!
- FREE Online Banking: Manage your accounts, track transactions, and pay bills conveniently through our secure online banking platform.
- FREE Mobile Banking with Mobile Deposit: Access your business accounts and deposit checks on the go with our user-friendly mobile banking app.
- FREE Bill Pay: Pay your bills easily through Peoples Bank Online & Mobile Banking.
- FREE E-Statements with Online Check Images: Access your statements online.
- FREE Thank You Gift for opening a new business checking account.
- BUY BACK of your debit cards and unused checks from another financial institution
Ready to Simplify Your Business Banking? Contact Us Today!
Are you ready to experience the benefits of Simply Free Business Checking by Peoples Bank? Visit one of our 10 bank locations in Northwest Iowa, Southwest Minnesota, or Southeast South Dakota, or contact Us to set up an appointment with our dedicated business banking experts. Let us help you choose the perfect checking account for your business needs.
Frequently Asked Questions (FAQ)
What is a business checking account, and why do I need one?
A business checking account is a dedicated bank account for managing your business finances. It allows you to separate your personal and business transactions, simplifies financial management, and helps build credibility with your customers and partners.
How can I open a Simply Free Business Checking account with Peoples Bank?
Opening a Simply Free Business Checking account is easy. Visit one of our bank locations in Northwest Iowa, Southwest Minnesota, or Southeast South Dakota, or contact us to set up an appointment with our business banking experts. We'll guide you through the account opening process and help you get started with your business checking account.
What is the minimum balance requirement for Simply Free Business Checking?
There is no minimum balance requirement for our Simply Free Business Checking account. Focus on growing your business without worrying about maintaining a specific balance.
Are there any monthly service charges for Simply Free Business Checking?
No, we believe in providing cost-effective solutions. Simply Free Business Checking has no monthly service charges, allowing you to keep more of your profits.
Can I deposit cash into my Simply Free Business Checking account?
Absolutely! With our Simply Free Business Checking account, you can deposit up to $10,000 in currency per month without any charge. Enjoy the convenience of hassle-free cash deposits.
Can I access my Simply Free Business Checking account online or through a mobile app?
Yes! We offer convenient online banking and a user-friendly mobile banking app, giving you 24/7 access to manage your business accounts, view statements, and perform transactions on the go.
Experience the ease and simplicity of Simply Free Business Checking by Peoples Bank. Let us be your trusted financial partner in supporting your business growth and success. Contact us today to open your account and take the first step towards hassle-free business banking.
*Minimum opening deposit is only $25. Ask us for details. Bank rules and regulations apply. Other fees such as overdraft paid and overdraft returned fees, etc. may apply. See fee schedule for details. Transaction items include all debits and credits. If the Simply Free Business account exceeds 1,000 free monthly transaction items, the account may be converted to another checking product. If the Simply Free Business account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product. Dormant Accounts – Accounts with daily ledger balances below $1,000 will be charged $2.50 per month if dormant for one year or more. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Fees may apply for debit card design upgrade. You may be charged an ATM service fee from an institution outside of the Peoples Bank or Privileged Status Networks.
Online & Mobile Banking
Do all your banking from your laptop, tablet or smartphone. Online & Mobile Banking makes it easier than ever!