A checking account where simplicity and affordability meet: Simply Free Checking, the account that puts you in control of your finances without any fees or restrictions.
Banking made simple
Whether you're a student, a young professional, or someone looking for a straightforward banking solution, Simply Free Checking is designed for you. Open an account today and enjoy the following benefits:
- No Monthly Service Charges: We believe that your money should work for you, not the other way around. Say goodbye to fees that eat into your hard-earned cash.
- No Minimum Balance: We understand that life is full of ups and downs, and your account balance shouldn't dictate your banking experience. With Simply Free Checking, there's no need to worry about maintaining a specific balance. Your account is there to serve your needs.
- Dedicated Customer Support: Our team of banking professionals is committed to providing you with exceptional service. Whether you have questions, need assistance, or require guidance, we are here to help.
- Convenience at Your Fingertips: Experience the ease of managing your finances with our user-friendly online and mobile banking platforms. With Simply Free Checking, you can securely access your account, check balances, transfer funds, and more, all from the comfort of your own home or on the go.
- FREE Peoples Bank Mastercard® Debit Card: We print your debit card right at the bank!
- FREE Online Banking: Manage your accounts, track transactions, and pay bills conveniently through our secure online banking platform.
- FREE Mobile Banking with Mobile Deposit: Access your accounts and deposit checks on the go with our user-friendly mobile banking app.
- FREE Bill Pay: Pay your bills easily through Peoples Bank Online & Mobile Banking.
- FREE E-Statements with Online Check Images: Access your statements online.
- FREE Thank You Gift for opening a new personal checking account.
- BUY BACK of your debit cards and unused checks from another financial institution.
Experience banking made simple with Simply Free Checking. Join the growing community of satisfied customers who enjoy the benefits of a fee-free account, no minimum balance requirements, and the convenience of digital banking.
Open your Simply Free Checking account today at Peoples Bank and embrace a banking experience that prioritizes your financial well-being. Contact us or visit any of our 10 bank locations in Northwest Iowa, Southwest Minnesota, and Southeast South Dakota to get started. Let's simplify your banking together.
Minimum opening deposit is only $25. Ask us for details. Bank rules and regulations apply. Other fees such as overdraft paid and overdraft returned fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Dormant Accounts – Accounts with daily ledger balances below $1,000 will be charged $2.50 per month if dormant for one year or more. Fees may apply for debit card design upgrade. You may be charged an ATM service fee from an institution outside of the Peoples Bank or Privileged Status Networks.
